About Us

Who We Are
We are a small team of site builders. We love simplicity. We are passionate about creating useful, intuitive online calculators and tools for our users. Our tagline, “Tools you can use, always free!” is what drives us. We started with a free mortgage calculator and grew from there. We add content often, so if you don’t see what you are looking for, please come back soon.

Privacy Policy

Our Commitment to You
We value your trust and are committed to protecting your privacy. This policy explains how we handle your data when you use our website. By accessing our platform, you agree to the practices described below.

 

How We Use the Information You Enter
We don’t collect, store, or see anything you enter when using our tools.

 

Data Collection: Log Files

Like most websites, we automatically gather certain technical information when you visit. This “Log Data” includes things like your IP address (the Internet address of your computer) the type of browser you use, which pages you view, and the duration of your visit. This information is not linked back to you as an individual user. This data allows us to understand how users are navigating our website and helps us to improve our site performance.

 

Security of Your Data
We take the protection of your information seriously. While we use commercially acceptable means to protect your data at all times, please remember that no method of transmission over the internet is 100% secure.

 

Cookies and Preferences

To recognize your preferences and enhance site functionality, this website uses “cookies”, which are small data files stored on your device. This practice is common across most websites.

Third-Party Advertising
To keep the content free, we partner with outside advertising companies to show ads when you visit our site. These third-party vendors, including Google, utilize cookies to display personalized advertisements for goods and services that might interest you, based on your visits to this website and other sites. You may opt out of personalized advertising by visiting Google’s Ads Settings. Additionally, to understand Google’s privacy policy and how they may use your data, click the following link: How Google uses data when you use our partners’ sites or apps.

Website Links
Our platform can include links to outside websites. Please be aware that if you click on one of these third-party links, you will be leaving our site and visiting a domain we do not manage. Because we do not control these external services, we are not responsible for their content, security standards, or how they handle your personal data. We highly recommend reading the privacy documentation of any external site you visit to understand their specific practices. You may opt out of some third-party vendors’ use of cookies for personalized advertising by visiting www.aboutads.info.

Children’s Privacy Protection
This website is intended for a general audience and is not directed at children under the age of 13. We do not knowingly collect data from individuals in this age group. If we become aware that such data has been collected, we will take immediate steps to delete it from our servers. Parents or guardians who suspect their child has provided personal information should contact us immediately for removal.

Privacy Policy Updates
We may occasionally revise this Privacy Policy to reflect changes in our practices or for legal reasons. Any updates will be published immediately on this page. We encourage you to check back here from time to time to stay informed about how we are protecting your information. New terms become active the moment they are live on this site.

Contact Us:
If you have any questions regarding this Privacy Policy or the mechanics of our free online tools, please use the following form to send us a message. We typically respond within two business days.

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Legal Disclaimer for All Content on This Website

General Informational Purposes Only
All tools, calculators, and other content available on this website are provided for general informational and entertainment purposes only. They do not constitute professional advice of any kind.

Money & Finance Tools
The Money & Finance Tools are designed to provide rough estimates based on the data you input. These results should not be used as financial planning advice. We do not guarantee the accuracy of any interest rates, future projections, or financial outcomes. Always consult with a certified financial advisor or lending institution before making financial decisions.

Health & Wellness Tools
The Health & Wellness Tools are for informational purposes only. They do not provide medical diagnosis, treatment, or clinical advice. Every individual has unique physical and medical needs that generic online algorithms cannot account for. Always consult a qualified healthcare professional or doctor before changing your diet, exercise, hydration habits, or weight management plans.

Other Useful Tools
The Other Useful Tools are provided “as is” without any warranties. We do not guarantee the permanent functionality, security, or privacy of the data or text you paste into these tools. Do not input highly sensitive, confidential, or proprietary information into these public tools.

Fun & Games
The Fun & Games tools rely on digital random-number generation algorithms for entertainment. They are intended solely for casual use and games. They should not be used for official, legal, or high-stakes decision-making.

Additional Information
Additional legal disclaimers and information may be found for specific tools/calculators on their individual pages.  

Limitation of Liability
By using this website, you agree that the website owner, developers, and affiliates will not be held liable for any direct, indirect, or consequential damages, losses, or injuries arising from your use of, or reliance on, these tools. Use all tools entirely at your own risk.

Terms and Conditions of Use

Agreement to Terms
By accessing or using the tools, Calculators, etc. provided by this website, you acknowledge that you have read and agree to follow our Privacy Policy, Legal Disclaimer, and these Terms and Conditions of Use. If you do not agree with any part of these policies, your sole remedy is to stop using the site immediately.

Policy Updates
We maintain the right to update or modify these terms whenever necessary. Any revisions take effect as soon as they are published on this page. You can always find the latest version via the link in our website footer. It is your responsibility to check this section periodically to stay informed of any changes.

Proprietary Rights and Usage
You may not attempt to decompile, reverse engineer, or extract the source code of this website. Furthermore, you agree not to replicate, sell, or exploit any portion of our services for commercial gain without our express written consent.

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